Cooper Pacific Investor Login
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Current Investment Options
Cooper Pacific offers multiple mortgage investment opportunities; giving you the option of investing in a diversified portfolio of qualified first or second mortgage loans.
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When you invest with Cooper Pacific, you can rely on our experienced team to make safe and informed MIC investment decisions and expect to receive a higher than average return. Our mortgage investments are a valuable component in any balanced and diversified portfolio, as we focus on capital security and consistent performance in the long-term. We accomplish this by maintaining prudent and knowledgeable lending practices.
Not only are Cooper Pacific mortgages a wise investment for you, but they are an investment in the growth and prosperity of your community. The short-term construction financing and mortgage funding we provide to builders and developers is put to work strengthening communities across Western Canada.
Our MIC’s pay 100% of their net income in the form of dividends, which are treated by CRA as interest in the hands of our shareholders. The Income Tax Act also requires that a minimum of 50% of our capital be invested in mortgages secured by residential property. Your investment with Cooper Pacific is a qualified investment for RRSP, RRIF, LIRA and TFSA purposes.
There are no fees payable to Cooper Pacific for an investment made in any of our MIC portfolios unless it is a registered investment with an outside trustee. Cooper Pacific now offers no fee RSP, RIF and TFSA accounts directly to our investors. Alternatively, a registered investment such as an RSP, RIF, LIRA, or TFSA can also be invested through an outside trustee. Investors should be aware that their trustee will most likely charge some kind of fee and they should ensure they have a fee schedule providing that information before they proceed.
For each new investment opportunity, a team from Cooper Pacific, including management and board members, performs an independent analysis of the project and developer based on key evaluation criteria. The team verifies if the project is a sound investment opportunity, based on the developer reputation and track record, property potential, and the project’s propensity to make enhancements in the community. Please click here to read about some of the current and past projects we’ve financed.